Good morning,
Riya.
RK
Total spent · March 2026
₹0
Monthly income ₹55,000 · saved ₹6,200
34% food
11% savings
B+ grade
Spending
March 2026 · Tap a card to explore
Breakdown
Details
6-month trend
Full history
Oct
Nov
Dec
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Feb
Mar
AI insights
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Future self
Adjust
20yr
20-year projection · 12% index fund return
Current path
₹0
at current savings
If leaks fixed
₹0
invest overspend too
Spending personality
Goals
See all
Monthly report card
B+
Good progress, Riya!
Up from B last month.
Expenses
₹0
Spent
₹55,000
Income
0 txns
This month
Insights
Powered by your spending data
70
/100
Financial health: Good
Saving consistently but overspending on food and subscriptions.
Invest
March 2026
If you fix your leaks this month
₹4,600
is sitting on the table, uninvested
₹10.6L
in 10 years at 12%
₹0
currently invested
Based on your spending
3 things to fix
🍕
Overspending on food
Cut delivery by half, invest the rest
You're spending ₹3,150 more on food than peers. Reducing delivery from daily to alternate saves ₹1,500/mo.
Monthly overspend
₹3,150
Easy cut
₹1,500 freed
SIP in 10 years
₹3.5 lakhs
📱
Unused subscriptions
Cancel 2 subs you don't use
Hotstar and Notion haven't been opened in 18+ days. That's ₹899/mo going nowhere. Cancel both today.
Hotstar + Notion
₹899/mo
SIP in 10 years
₹2.1 lakhs
🛍️
Late-night shopping
Set a ₹2,500 monthly shopping cap
Shopping jumped 24% from late-night orders. Capping at ₹2,500 saves ₹900/mo.
Current spend
₹3,400/mo
Suggested cap
₹2,500/mo
What to do with it
The simplest investing plan
Start one SIP. That's it.
Pick any Nifty 50 index fund. Set up a ₹1,500/mo SIP. It auto-debits monthly. Just let it run.
Recommended fund
UTI Nifty 50 Index
Monthly amount
₹1,500 to start
In 10 years
₹3.5 lakhs
In 20 years
₹14.9 lakhs
The bottom line
Fix food + subs. Start a ₹1,500 SIP. That's the whole plan.
₹1,500/mo at 12% over 20 years is ₹14.9 lakhs.
Goals
Total saved towards goals
₹0
of ₹0
0 active goals
₹0
Saved total
—
Nearest goal
0
Active
Active goals
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Add a new goal
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